Online Gambling Debts – How to Deal With the Causes and Effects of Online Gambling Debts

One thing there is no shortage of on the internet is opportunities to gamble. We are spoilt for choice, whether your fancy is for betting on sports, playing virtual card games or bingo. One of the things that makes internet gambling so potentially dangerous is that it is easily available for 24 hours a day. The real danger comes when you combine this factor with the fact that it is so easy to feel detached from the reality of money spent online. Gradually racking up a debt online does not feel the same as handing over hard earned cash from our wallet, so it is that much easier to lose track of how your online spending is mounting up.For these reasons, debt problems from internet gambling are on the increase. In this article I hope to clarify some of the legal issues around online gambling, as well as providing some advice on dealing with the underlying problem and the debts that result from it.Legal Issues Around Gambling DebtsWhen we talk about debt from online gambling it is important to be clear about the nature of the debt, because who the money is owed to does make a difference. People are often unsure about the legality of debts from online gambling. In the UK you can gamble legally on credit and incur a debt, but this debt is not then enforceable through the law.However, there is an important point to make here, which is that this only applies when you are using credit extended by the company offering the gambling (casino, bookie, etc). If you use a credit card company to pay for internet gambling, that is a legally enforceable debt the same as it would be in any other circumstance, because you have borrowed money from the credit card company, not the casino. It is now against the law in the US to use a credit card to pay for online gambling.You will find that many credit cards will regard a payment to an internet gambling website as a cash advance. This is then clearly borrowing money from the card company and the debt you incur can be pursued through legal action. If you do use a credit card to pay for online gambling this way, you should be aware that cash advances on credit cards are almost always charged at a much higher rate of interest than normal credit for purchases.How To Deal With Debts Caused By GamblingIn dealing with gambling debts, there are two separate issues to tackle. One is the debt itself, and the other is the habit of gambling that led to the debt. Even if the debt is dealt with, it is likely to build up again if the root cause is not tackled too. Let us first consider the problem of paying off the debt.The principles for tackling debt are nearly always the same, irrespective of the causes of the debt. To permanently deal with debt you should not be considering borrowing more money or paying anyone to deal with your debt for you. These courses of action are likely to deepen your debt in the long run.With a little advice, you can deal with your debts yourself, by contacting your creditors and agreeing terms for repayment that you can afford. There is clearly more to it than that, but it is beyond the scope of this particular article. The process is straightforward and allows you to take back control of your finances.Factors Leading To Internet Gambling DebtsIt may help to have an understanding of why some people can become addicted to online gambling. The following are often contributory factors:Gambling can be thrilling, leading to an adrenalin rush and feelings that we want to recreate time and again.Many addictive gamblers think that they can win money and that this will solve all their other problems. It actually just leads to more problems by creating debt, which can then make it seem even more important to win the money, creating a vicious circle.Addiction to gambling can actually be a mental disorder, which can lead to a compulsive need to gamble.Being addicted to online gambling is often associated with other personal difficulties, including depression and stress.Online Gambling Debts – The Warning Signs You may have a problem if you can answer yes to any of the following questions:When you are not gambling, do you think about gambling and how you are going to get back to it?Have you ever missed work because of online gambling?Do you feel the need to gamble again after winning or losing?Is the length of time you spend on gambling getting longer and have you ever spent longer online than you thought you had?Are you secretive about your gambling with family or friends and do you dislike other people bringing it up?Practical Steps To Tackle Online Gambling Addiction If you think you may have a problem with online gambling, here are a few simple steps you can take to begin to reduce or stop the habit:Be open with friends and family and seek help with the problem.Cancel any accounts you have with websites for online gambling.Consider using software that blocks your access to online gambling websites.Keep a proper, ongoing record of everything you spend – take steps to bring home the fact that the money you are using is real.

How to Win Playing Black Jack

Black jack is one of the most adrenalin filled games in the casino. It helps to know the best strategy to use when you are trying to beat the house. Most people do not know how to play black jack and end up losing tons of money for no reason. In order to play black jack properly, you have to know what is going on. You must have a set of rules and follow those rules on a consistent basis. You can’t go into the casino without thinking about your decisions.The first rule of proper black jack strategy is to assume the dealer has a ten in his down card. If he is showing a seven, you must assume he has 17. If he is showing 8, you must assume is has 18. It you assume the dealer has 18 and you hold 14, you have to hit. It would be dumb not to hit when you are most likely beaten by the dealer. The tricky part happens when the dealer shows an ace. Should you take insurance or not? It’s really up to you and how the flow of the table has been going. Has the dealer been getting lucky?If the dealer is on a winning streak, you should probably buy insurance. If the dealer has been on a hot streak, it’s time to get up and leave the table. Go to a table where you will win, not where the dealer is catching 20 or 21 every second hand. You have to play your rushes and stop when you are being beaten. Have fun gambling!

Counting Cards in Black Jack – 3 Sure Fire Tips to Help You Win Big

Counting Cards In Black Jack is a popular discussion point on many blackjack forums and message boards. The reason is that the experts know counting cards increasing their odds of winning. Since everyone likes to win, it is only natural for the novice to want to learn just how to do it. With this thought in mind, here are a few tips to consider:1. Learn The Basic Strategy first to increase the odds in your favor.This basic strategy will help try to decrease the built in advantage of the house and move it closer to 50/50. This strategy will teach you to know what to do based what the up card of the dealer shows and your existing cards. You should be able to have a strategy for every combination where you know whether to hit, stay, split, or double down. The key here is to get a good base to allow you to learn more complex strategies.2. Once the Basic Strategy is mastered, move onto more complex strategies.These strategies will help show you when it is wiser to increase bets and make other plays. The goal here is to actually increase the 50/50 split to odds that are more in your favor. By consistently playing with these strategies, you should be able to become a more consistent winner overtime.3. Don’t be afraid to play at online casinos.Playing blackjack at respected online casinos is the equivalent at playing at in-house casinos. In addition, they often offer other advantages including location convenience and bonuses to play. These enticements can help give you an extra edge. In addition, there are some good software programs that will help with your card counting efforts that you would not be able to use in a in-house casino.By keeping these tips in mind, you should be able to better master counting cards in black jack. Winning every once in a while is good, but winning consistently is what we are all after.